Will My Insurance Cover Windshield Replacement?

By Cynthia Whiteley


It is true that in Florida you should never drive with a broken windshield if you have full coverage insurance. The reason is you don't have to. Your full coverage will cover it. There are some loop holes occasionally, which is why you always want to call us at Same Day Windshields : 813-731-1984.

We handle the entire process for you, ensuring that you get OEM quality glass at no extra cost to you. In fact, you pay nothing for the consultation. Simply give us a call and we will set up a time come to you on-site, wherever you are, and begin the replacement process.

The turnaround time for windshields to be completed by our company is usually 24 hours, Max 48 hours. Comprehensive coverage typically pays for damages occurring from:

- Fire.

- Fires.

- Vandalism.

- Animal collisions.

Inquire toady to see whether we can cover your windshield repair/replacement in your comprehensive coverage. If you want high quality OEM glass, give us a call at 813-731-1984.

Even if you read the words "auto glass repair," inquire if it is all-inclusive or not. Some auto glass replacement on some comprehensive coverage plans only covers the side and back windows, but not the windshield itself. In Florida, with the windshield statute we have here the actual windshield should be covered.

If your windshield (or other glass, e.g., side windows, rear window, or sunroof) is damaged by something other than a collision, you'll likely need to pay for it using comprehensive coverage. However, this is an optional insurance type ad you should be aware if you didn't have it at the time the crack occurred, or the time your insurance was notified about it rather, than it may not be covered. For instance if you have liability only, then it would be out of pocket.

Lastly, you may be wondering if you will need to pay a deductible. If state laws mandate that the deductible not be applied, (which Florida does indeed fall under this law), then regulations mandate that insurers cannot apply a deductible on comprehensive claims for windshield damages, according the Insurance Journal. In those states, you should be able to repair or replace your windshield without paying a deductible whatsoever.




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